- 29 Mar 2023
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5 Year Electronic Opt-Out Prescreen
- Updated on 29 Mar 2023
- 1 Minute to read
- Contributors
- Print
- DarkLight
How to removing your name from lists supplied by the Consumer Credit Reporting Companies used for (preapproved / prescreened) offers of credit or insurance.
What Is The 5 Year Electronic Opt-Out Prescreen?
Opting-Out refers to the process for removing your name from lists supplied by the Consumer Credit Reporting Companies, Equifax, Experian, Innovis and TransUnion, to be used for firm (preapproved / prescreened) offers of credit or insurance. Your rights as a consumer under the Fair Credit Reporting Act (FCRA) include the right to "Opt-Out" for 5 years or permanently. By choosing the five year Opt-Out option, you can complete your request on this secure website. Your name will not be eligible for inclusion on lists used for firm offers of credit or insurance for five years. Through this site, the Consumer Credit Reporting Companies are providing consumers with an easy and convenient way to exercise their right to Opt-Out for 5 years. This service is not intended for businesses or companies.
Select 5 Year Opt-Out
- Navigate to: https://www.optoutprescreen.com then scroll down
- Select "Click Here to Opt-In or Opt-Out"
- Select the Electronic Opt-Out for 5 years option and click Continue.
- Fill in the form. SSN and DOB are not required and don't need to be entered. Once finished you will receive a confirmation page that can be printed out for your records. The process is complete.