ID Theft Protection & Monitoring
What To Do If You Are a Victim of Identity Theft (or suspect you could be)
We recommend you consider doing the following Enroll in credit monitoring (if not currently enrolled in one). Credit monitoring is good to have as it ...
What to Know About Social Security Numbers and FAFSA
When filling out the Free Application for Student Federal Aid (FAFSA), you will be asked to enter in a Social Security number, most likely the one bel...
Identity Theft Protection and Credit Monitoring Overview
This article is deprecated as of Fall 2025 Please refer to the new documentation for BlackCloak's in-app credit monitoring: https://kb.blackcloak.io/...
How to Request Free Credit Reports
The purpose of this guide is to walk you through how to request free credit reports through the Annual Credit Report website. This is a great resource...
When and How to Report Identity Theft and Fraud to the FTC
Navigate to [https://reportfraud.ftc.gov/#/](https://reportfraud.ftc.gov/#/) Click Report Now on the homepage Click on one of the ten categories that ...
How to Report Identity Theft to the FTC
Navigate to [https://www.identitytheft.gov/#/](https://www.identitytheft.gov/#/) Click Get Started Click on the statement that best describes the inci...
Contacting Major CRAs
Credit Reporting Agencies (CRAs) often have automated call systems in place to manage customer inquiries. However, some individuals need to speak dire...
Credit Freeze and Fraud Alerts
Learn more about Credit Freezes, Fraud Alerts and when to use them. A credit freeze is a FREE mechanism that allows you to restrict access to your cre...
SSN Has Been Compromised or You Suspect It's Been Compromised? What Should You Do?
If you know or suspect that your Social Security Number (SSN) has been compromised, there are steps you should take to report the fraud and help prote...
Victim of Tax Fraud or Concerned You Could Be? What Should You Do?
If you've believe you're a victim of tax fraud, there are steps you can take to report this and implement additional protections. If your Social Secur...
Placing Credit Freezes with Smaller CRAs
If you place a credit freeze with each of the 3 major credit reporting agencies (CRAs) (Experian, Equifax and TransUnion), you'll cover about 90-95% o...
Why and When should you place an extended (7 yr) fraud alert with the Credit Reporting Agencies?
A temporary Fraud Alert lasts for one year. Temporary Fraud alerts can be placed by anyone if they believe they could become a victim of identity thef...
How to Handle Identity Theft Involving Minors
Data breaches affect people of all ages, including minors. If there is a risk of a Social Security Number being leaked in a breach that belongs to a m...
Why Credit Freezes and Fraud Alerts Are More Than Enough
Social Security numbers are perhaps the last piece of information you want to see caught up in a data breach. You’ve likely heard about the harm you c...